Finance Department













Hassle-Free Auto Financing near Gadsden, Heflin, Oxford and Talladega

You finally found your perfect car, truck or SUV and you can't wait to take it out on the road. All that's left is figuring out financing, and the experts at C. A. Russell Ford are here to help. We have close contact with numerous local banks and lenders, which gives us a variety of choices when it comes to securing the payment solution that works best with your budget. Not sure where to start? Give us a call. We'll work with you to ensure you understand all your options, so you can make confident decisions.
WE MAKE IT EASY
Competitive Rates
No Hassle Credit Check
Flexible Payments

Click on one of the people below to find out more information.

 

Finance Solutions at Your Service

Financing a new vehicle is an essential part of the process, and having a pool of options can ease your decision-making process. Our finance center at C. A. Russell Ford, serving Anniston, Oxford, and Saks, Alabama, exists to diversify the alternatives you can consider when financing your new Ford. 

Keep reading to learn more about our finance solutions and how they might add value to your finance journey.

Explore Our Finance Tools

Our finance department offers a range of finance tools to streamline your car-buying process and help you make the best financial decisions: 

  • Value Your Trade: Our "Value Your Trade" tool allows you to estimate the value of your current vehicle, clearly understanding how much you can put toward your next Ford. This tool simplifies the trade-in process, ensuring you receive a fair and competitive offer based on current market values. 
  • Credit Estimator: Our "Credit Estimator" tool is designed to give you an overview of your credit situation and how it may impact your financing options. By inputting some basic information, you can get a preliminary idea of your credit score and loan terms, which can help you better prepare for financing discussions. 
  • Online Finance Application: For those ready to take the next step, our online finance application offers a convenient way to get started on the pre-approval process for a loan from the comfort of your home. This application helps expedite the financing process so you can focus on finding the perfect Ford vehicle. 

When you visit us, a finance team member will familiarize themselves with your case and start crafting a finance plan tailored to your needs.

 
 

Search Our Lease Specials

Leasing a vehicle can be flexible and cost-effective, and our finance department makes exploring our current lease specials easy. Our lease specials page provides valuable information on current offers, including terms, mileage limits, and monthly payments. Whether you're a first-time leaser or looking to upgrade, these specials can help you find a lease agreement that fits your budget and lifestyle. 

Leasing can offer several advantages, such as lower monthly payments than traditional financing and the opportunity to drive a new vehicle every few years. If you're new to leasing, our "Lease Specials" page also provides essential details about how leasing works, including assessing the right lease for your needs and what to expect at the end of your lease term.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.